# Life Insurance Broker in Los Angeles, CA | Alek Sarkis > Independent life insurance broker in Los Angeles helping families with term, whole life, IUL, annuities, and final expense. No broker fees. Book a free call. Canonical page: https://lionsinsuranceinc.com Independent Insurance Broker · Los Angeles, CA # Protect the people you love, without the pressure. I'm Alek Sarkis. I shop the coverage options for you and build protection around your family and your budget, not around a commission. Clear answers, honest advice, zero pressure. Licensed in California · NPN 8515457 Takes about 60 seconds · No-exam options · No cost, no obligation - Licensed in California - Backed by National Life Group - Independent & client-first - NPN 8515457 Alek Sarkis Licensed Insurance Broker · NPN 8515457 Proudly appointed with ## When carriers compete, you win. You're not stuck with a one-size-fits-all policy. I do the heavy lifting for you, matching the coverage type, the amount, and the budget to your family's actual situation. 15min free phone consultations 100% independent, working for you 9+ insurance solutions quoted $0 cost to you, ever Simple by design ## How does working with an independent broker work? No jargon, no pressure, no obligation. Three steps from curious to covered. ### Tell me about your family A two-minute application or a quick call. I learn what you're protecting and what you can comfortably budget. ### I do the shopping for you I compare rates and underwriting across top-rated companies and bring you the best two or three fits, explained in plain English. ### You choose. I handle the rest. Application, underwriting, follow-ups: done for you. And I stay your advocate for the life of the policy, not just the sale. Coverage options ## Let's talk options. 9 ways to protect what matters. Tap any option to see exactly how it works, or answer two quick questions and I'll point you to the right one. Term Life Insurance ### Big protection. Small premium. Term life insurance covers you for a fixed period, usually 10, 20, or 30 years, at a locked-in monthly rate. If you pass away during the term, your loved ones receive a tax-free lump sum to replace income, pay off the mortgage, or fund college. Best for: Young families, homeowners with a mortgage, and anyone who needs maximum coverage for the lowest cost. #### Common questions Apply for Term Life Insurance online Whole Life Insurance ### Coverage that never expires. Whole life insurance protects you for your entire life with fixed premiums, a guaranteed death benefit, and cash value that grows tax-deferred. It's the foundation of many estate and legacy plans. Best for: People who want permanent protection, guaranteed cash value growth, or a tax-efficient way to leave a legacy. #### Common questions Apply for Whole Life Insurance online Indexed Universal Life (IUL) ### Protection plus tax-advantaged growth. An IUL combines a permanent death benefit with cash value that earns interest based on a market index like the S&P 500, with a floor that protects you from losses in down years. Many families use IULs for tax-advantaged retirement income. Best for: Higher earners seeking tax-advantaged growth, business owners, and families planning supplemental retirement income. #### Common questions Apply for Indexed Universal Life online Annuities ### A paycheck for life. An annuity converts a portion of your savings into guaranteed income, for a set period or for the rest of your life. It's how you make sure the money lasts as long as you do. Best for: Pre-retirees and retirees who want predictable income, principal protection, or a safer home for 401(k)/IRA rollovers. #### Common questions Apply for Annuities online Fixed Indexed Annuities (FIA) ### Market-linked growth. Zero market losses. A fixed indexed annuity credits interest based on a market index's performance while guaranteeing you never lose principal to a market downturn. Many include optional lifetime income riders. Best for: Savers within 10-15 years of retirement who want growth potential without risking what they've already built. #### Common questions Apply for Fixed Indexed Annuities online Final Expense Insurance ### One less burden for the people you love. Final expense (burial) insurance is a small whole life policy, typically $5,000 to $50,000, designed to cover funeral costs, medical bills, and small debts. Approval is simple, often with no medical exam, and premiums never increase. Best for: Seniors and anyone who wants to guarantee their final costs are covered without burdening family. #### Common questions Apply for Final Expense Insurance online Mortgage Protection ### Keep your family in their home. No matter what. Mortgage protection insurance is life insurance sized and timed to your mortgage. If you pass away, and with many policies if you become disabled or critically ill, the benefit pays your family so the house stays theirs. Best for: New homeowners, refinancers, and single-income households where the mortgage depends on one paycheck. #### Common questions Apply for Mortgage Protection online ACA Health Insurance ### Health coverage that fits your budget. ACA (Affordable Care Act) Marketplace plans cover doctor visits, hospital care, prescriptions, and preventive services with no denial for pre-existing conditions. Most families qualify for premium subsidies that dramatically lower the monthly cost, and I do the shopping and enrollment for you at no charge. Best for: Self-employed people, early retirees, families without employer coverage, and anyone who lost group benefits. #### Common questions Apply for ACA Health Insurance online Medicare Plans ### Medicare, minus the confusion. Medicare comes with real choices: Original Medicare with a Supplement (Medigap), Medicare Advantage, and Part D drug coverage. The right answer depends on your doctors, prescriptions, budget, and travel habits. I compare the options side by side and handle enrollment, at no cost to you. Best for: Anyone turning 65, retiring past 65, or unhappy with their current Medicare Advantage or Supplement plan. #### Common questions We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Apply for Medicare Plans online Who you'll be working with ## Who is Alek Sarkis? CA licensed & independent I'm Alek Sarkis, founder of Lions Insurance and an independent life insurance broker serving Los Angeles families. I started this agency with one goal: make protecting your family simple and honest. I work with National Life Group, a carrier that has been protecting American families for more than a century, and I take the time to understand your situation before recommending anything. No jargon, no pressure, and no broker fees - just clear guidance and coverage built around your budget. Proudly serving families across Los Angeles, Los Angeles County, and the greater Los Angeles area. ### Licenses & qualifications - Licensed in: California - National Producer Number: 8515457 - Independent, client-first guidance - Appointed with National Life Group ### Why clients choose me - I shop multiple carriers to find your best fit - Straightforward advice with no pressure - Fast quotes and a simple, guided process - Support for the life of your policy In their words ## What clients say about working with Alek Sarkis Real conversations, real coverage, real peace of mind. Here is what working together actually felt like. > Alek made the whole thing feel easy from the first phone call. He explained every option in plain English, never rushed me, and helped me pick coverage that actually fit my budget. I finally feel confident my family is protected. > I kept putting off life insurance because I assumed it would be complicated and pushy. Alek walked me through what made sense for my situation, handled the paperwork, and followed up after everything was in place. Easier than I ever expected. > Working with Alek felt like talking to someone who genuinely cares. He listened to what our family actually needed, answered every question without any pressure, and made a big decision feel a whole lot less stressful. My gift to you ## Free planning resources, no strings attached Whether we ever work together or not, these will help you protect your family. ### Free Last Will & Testament Kit A simple, step-by-step kit to organize your wishes and protect your loved ones. No cost, no strings. ### Free Inflation Guide How inflation quietly eats retirement savings, and the strategies that protect against it. Free download ### Where should I send your Will & Testament Kit? Fill this out and it lands in your inbox in about a minute. No spam, ever. Unsubscribe with one tap. Free download ### Where should I send your Inflation Guide? Fill this out and it lands in your inbox in about a minute. No spam, ever. Unsubscribe with one tap. Zero pressure. Ever. ## Book a Free Consultation Pick a time that works for you. Ask questions, compare options, get straight answers. If I'm not the right fit, I'll tell you and point you in the right direction anyway. Secure and confidential. Your information is never sold. Prefer to talk right now? Call or text (818) 254-7227 Good questions ## Frequently asked questions Pick a topic. Straight answers, no jargon. Didn't find your answer? Call or text me at (818) 254-7227 and ask away. No pitch, I promise. ## Ready to protect what matters most? Start your application online, or book a free call first. Whichever feels right. Takes about 60 seconds · No cost, no obligation Prefer to talk? Call or text (818) 254-7227 --- Lions Insurance - Alek Sarkis, Licensed Insurance Broker - Los Angeles, California - (818) 254-7227 Independent life insurance guidance: term, whole life, IUL, annuities, and final expense.